What You Need to Know
Medicare is a federal program that provides health insurance to eligible Americans or legal residents who are age 65 or older or who have a qualifying disability. Most Medicare members begin their journey enrolled in Medicare Parts A and B, otherwise known as Original Medicare.
Click on the sections below to learn more about the coverage and costs under Original Medicare.
Part A: Inpatient Care
Click the image to learn more about the coverage and costs of Medicare Part A.
Part B: Outpatient Care
Click the image to learn more about the coverage and costs of Medicare Part B
Review Original Medicare
After reviewing the coverage and costs under Original Medicare, you’ll discover that Original Medicare does not cover all potential healthcare costs. For example, you may still have to pay out of pocket for:
- medicare deductibles, coinsurance, and copays
- prescription medications
- most dental and vision care, and
- routine hearing exams
Consider Your Healthcare Needs
It may help you to make a list:
- what healthcare providers you see and how often
- what prescription medications you currently take, and
- what foreseeable healthcare services you anticipate in the future, such as an upcoming surgery or an overseas trip.
Based on your needs, you may decide to add additional coverage by enrolling in a Medicare Advantage plan, a Medicare Prescription Drug plan, a Medicare Supplement plan, or other additional coverage.
Click the sections below to learn more about additional coverage options.
Part C: Medicare Advantage Plans
Medicare Advantage plans, also known as Medicare Part C, combine the coverage of Parts A and Part B, and in most cases Part D, into one single plan. Learn More…
Part D: Drug Plans
Medicare Prescription Drug plans help reduce the costs of medications. It’s important to consider a prescription drug plan even if you don’t take high-cost prescriptions. Learn why…
Medicare Supplement plans are a series of standardized plans offered by private insurance companies to help cover some of the costs not covered by Original Medicare. Learn more…
Step Three: Get Enrolled
Once you have determined your healthcare must-haves, you may want to meet with a licensed agent to help you put it all together. An experienced Medicare agent can help you review the Medicare plans in your area and help you bundle insurance options to create a healthcare package designed specifically for you.
Ready to discover the right plan for you?
389 Palm Coast Pkwy, Ste. 3
Palm Coast, FL 32137
(available by appointment)
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We visit residents in Volusia, Flagler, St. Johns, Putnam, Clay, and Duval counties.